Private finance for iPhone
See your money's future.
Horizon forecasts your net worth years ahead — entirely on your iPhone. Model the car, the house, the savings rate, and watch the compound effect before you decide.
No bank linking · No account · No subscription
Free to start.
Pro is €9.99 — once.
Net Worth
€48,650
▲ 8.2% this yearPrivate by design
Your bank is never connected.
Most finance apps ask for your bank login and stream your transactions to their servers. Horizon refuses the premise.
Everything stays on your iPhone
Your accounts and transactions live in the app, on your device — not in someone's cloud.
Synced through your own iCloud
Your devices stay in sync using your private iCloud account. We can't read it — there is nothing on our side to read.
No analytics, no trackers, no account
No sign-up screen, no email, no third-party SDKs watching how you use it.
Data Not Collected
That's Horizon's official App Privacy label on the App Store: the developer does not collect any data from this app.
Apple App PrivacyThe forecast
Ask the future, before you decide.
“If I buy the car now, where's my net worth in four years?”
Five years ahead, with compound interest
Recurring income, costs, and interest projected into a picture of where you're heading — an engine, not a guess.
Dashboards you design
Arrange the numbers that matter to you into your own dashboards and tabs. Your finances, your layout.
Plans that look forward
Flexible budget periods, goals with target dates, and progress you can project — not just tally.
See where every euro goes
A flow diagram from income to destination, plus reports you can slice by account, category, and date.
Pricing
The past is free. Unlock your future once.
Free
€0
Everything you need to track.
- Unlimited accounts & transactions
- Net worth & history charts
- One-year forecast
- iCloud sync, widgets & themes
- Budgets and a goal to start
Horizon Pro
€9.99 once
No subscription. Yours forever.
- Forecast up to five years, with compound interest
- Unlimited dashboards, budgets & goals
- Cash-flow diagram & unlimited filtered reports
- Scenarios & CSV import
- Every future Pro feature included
One purchase on the App Store. No trial that turns into a charge, no yearly renewal — because there are no servers to pay for.
Questions
Fair questions.
Where does my data actually live?
On your iPhone, in the app. If you enable iCloud sync, an encrypted copy lives in your personal iCloud account so your devices stay in sync. It never touches our servers — we don't have any.
What happens if Sadece Studio disappears?
Horizon keeps working. It never depended on us — no servers, no account, no license check. The app and your data are on your device, and they stay there.
Really no subscription?
Really. Horizon Pro is a single €9.99 purchase. An app that stores nothing in the cloud has no monthly costs to pass on to you — charging rent would be a cash grab, so we don't.
How do transactions get in without a bank connection?
You enter them — quickly, or in bulk with CSV import. Manual entry is the point: you stay conscious of your spending, and no third party ever holds your bank login.
Your money has a future.
Be the first to see it.
Free on the App Store. Two minutes to your first forecast.
Download on the App StoreBuilt by two people in Germany. No investors, no servers, no growth team.
Sadece means “just” — just the app.